Finance and Retirement #10 My Final post

My Experience with blogging

I had a great time blogging this spring and the knowledge I learned from it I will definitely help me with my professional career. I really enjoyed sharing what I know about finance and retirement with others. In a way it made me feel like a professional in my field. I also enjoyed reading other peoples blogs and that’s something that I rarely have done in the past. If I could I would love to be a blogger as a full time career.

Best tools that where effective

By far the easiest and best tool to use was the hyperlink tool to add a link to my topic. I also enjoyed the ease of adding pics. I feel that the most effective tool was to have my blog integrated with twitter, this was an awesome feature on WordPress. I think there is a lot of room for improvement when it comes to the way I present my blog and the professionalism in my writing. This experience can definitely help me in the future by showing me how to get my brand name out there and connect with a social media tool like Twitter. After I decide on my brand name I will definitely be using WordPress integrated with Twitter to help generate advertising. Here is a link to help beginners start there blogs.

Analyzing my Stats on WordPress

My most popular week was the week of February 10th, I had 7 views that day. This was my first blog that was the most popular of the year I got a total of 7 views and I think it was viewed that many times just because it was a fresh topic. In reviewing my stats the most surprising thing I discovered was that my most popular day was Thursday with 56% of my views. In addition my most viewed time was 11:00 p.m. In total I had 9 post before this one, 16 views,  and 5 visitors. This has been a wonderful experience and wanted to say thank you to Sara Shields and John Smikly who helped me learn so much this semester about Mass Communications.

This is a picture of me Alfred Hernandez






Finance and retirement #9

Different Types of Investments

IMG_20160503_103045767 This is a pic of an investment that I have made in some old Mexican currency. Hope one day it pays off nicely.

There are many different types of investments one can make but the important thing is to make sure you know what your getting into and that your comfortable with the amount you invest. Whether the investment be stocks, bonds, mutual funds, real estate, currency, silver or gold do your homework! Be sure you never invest more than you can afford to lose, stay with in your comfort zone. I have wrapped up to much money in an investment before and ended up needing the cash and that’s not a good predicament to put yourself in. To read up on different types of investments click on this link.

Stay Solvent

Staying solvent means keeping enough money in the bank to cover yourself financially  just in case something happens. The rule of thumb is to keep at least 2 to 6 months of monthly salary in savings. This means if you get fired or sick you will be able to pay your bills and cover monthly expenses. A person should never invest this portion of their savings. This is also called being liquid. Always cover your back with enough in savings if you need it.

Make an Investment and let it ride.

What I mean by this is maybe check on your investment once a month, anymore than that and you might start to get worked up for no reason. The value of investments fluctuate and there is never a for sure thing when it comes to investing. Just remember you did your homework on the investment and you made a solid decision. This is why one should never invest what they are not comfortable losing. If you get in over your head a person is sure to lose sleep and might get themselves in trouble financially. Most of all have fun and take your time, never rush into an investment.